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Terms of Service

Last updated: 3 August 2026 · Effective immediately for all new registrations

Please read these Terms carefully before using the Quantify Intelligence platform. By creating an account or using any part of our service, you agree to be bound by these Terms. If you do not agree, do not use the platform. These Terms contain important information about your rights, our limitations of liability, and a critical risk disclaimer that all users must acknowledge.

Contents

  • 1. Parties & Acceptance
  • 2. Risk Disclaimer
  • 3. Regulatory Status
  • 4. Description of Service
  • 5. Eligibility
  • 6. Accounts
  • 7. Subscriptions & Billing
  • 8. Pay-As-You-Go
  • 9. Acceptable Use
  • 10. Intellectual Property
  • 11. Your Data
  • 12. AI Portfolio Agent
  • 13. Limitation of Liability
  • 14. Indemnification
  • 15. Termination
  • 16. Disputes
  • 17. Changes to Terms
  • 18. Contact

1. Parties and Acceptance of Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you ("User", "you", "your") and Quantify Intelligence ("Quantify Intelligence", "we", "us", "our"), a UK-based business operated by its founder.

By accessing our website at quantifytrades.com, creating an account, or using any feature of the Quantify Intelligence platform (the "Platform" or "Service"), you confirm that you have read, understood, and agree to be bound by these Terms in their entirety, together with our Privacy Policy.

If you are using the Service on behalf of a company or other legal entity, you represent that you have authority to bind that entity to these Terms.

2. Risk Disclaimer and No Financial Advice

IMPORTANT — PLEASE READ IN FULL: The information, analysis, signals, scores, reports, agent decisions, and all other outputs produced by the Quantify Intelligence platform are provided for general informational and educational purposes only. They do not constitute, and must not be construed as, financial advice, investment advice, investment recommendations, or any invitation or inducement to engage in any investment activity.

2.1 No Guarantee of Performance

We make no representation, warranty, or guarantee — express or implied — that the use of the Platform will generate profits, prevent losses, or achieve any particular investment result. All investing involves risk. The value of investments and any income from them can fall as well as rise. You may receive back less than the amount you originally invested, and you may lose your entire investment.

2.2 Past Performance

Any reference to past performance, backtested results, historical analysis, or prior signal outcomes on this Platform is for illustrative purposes only. Past performance is not a reliable indicator of future results. The behaviour of financial markets is inherently uncertain and cannot be predicted with accuracy.

2.3 Your Own Judgement

You acknowledge that you are solely responsible for all investment decisions you make, whether or not those decisions are influenced by any output from the Platform. You should conduct your own independent research and due diligence before making any investment decision, and you should seek advice from a professional financial adviser who is authorised and regulated to provide such advice in your jurisdiction.

2.4 AI Limitations

The Platform uses artificial intelligence and algorithmic analysis to process publicly available information. AI systems can produce incorrect, incomplete, or misleading outputs. They are not infallible, and outputs may be affected by data quality, model limitations, or unforeseen market conditions. No AI system eliminates investment risk.

2.5 Acknowledgement

By using the Platform, you expressly acknowledge and accept that:

  • All outputs are informational only and not financial advice;
  • You bear full responsibility for all investment decisions;
  • Capital is at risk and losses can occur;
  • Quantify Intelligence is not liable for any investment losses you incur.

3. Regulatory Status

3.1 United Kingdom

Quantify Intelligence is not authorised or regulated by the Financial Conduct Authority (FCA) in the United Kingdom. We do not carry on regulated activities as defined under the Financial Services and Markets Act 2000 (FSMA). Our Platform is not covered by the Financial Services Compensation Scheme (FSCS). In the event of our insolvency, you will not have recourse to the FSCS in respect of any subscription fees paid. The Platform is not a financial promotion that has been approved by an FCA-authorised person.

3.2 United States

Quantify Intelligence is not registered as an Investment Adviser with the United States Securities and Exchange Commission (SEC) under the Investment Advisers Act of 1940, nor is it registered with any state securities authority. Nothing on this Platform constitutes investment advice as defined under US federal or state law. Users in the United States are advised that this Platform is not supervised or regulated by any US financial regulatory authority.

3.3 Other Jurisdictions

Users are responsible for ensuring that their use of the Platform complies with all laws and regulations applicable in their jurisdiction. The Platform may not be appropriate for use in all countries. If you are unsure whether use of the Platform is lawful in your jurisdiction, you should seek independent legal advice.

4. Description of Service

Quantify Intelligence provides a web-based platform that uses artificial intelligence to produce analysis of publicly listed securities. The Service includes, without limitation:

  • Multi-layer fundamental analysis reports;
  • Swing trade setup identification;
  • Signal detection across technical, fundamental, and transactional data;
  • Monitoring of publicly available regulatory filings;
  • A portfolio monitoring agent feature (on eligible plans);
  • Market pulse and macro information tools;
  • A watchlist and portfolio tracking interface.

We reserve the right to modify, suspend, or discontinue any feature of the Service at any time, with or without notice, and we shall not be liable to you or any third party for any such modification, suspension, or discontinuance.

5. Eligibility

You must be at least 18 years of age to use the Platform. By registering, you confirm that you are at least 18 years old and have the legal capacity to enter into a binding contract in your jurisdiction. The Platform is not intended for use by, and we do not knowingly market to, persons under the age of 18.

The Platform is not directed at users in jurisdictions where the provision of our Service would be contrary to local law. You are responsible for determining whether your use of the Service is lawful in your jurisdiction.

6. Accounts and Security

You must provide accurate, complete, and current information when creating your account. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us immediately of any unauthorised access or suspected breach of security.

We reserve the right to suspend or terminate accounts that we believe have been compromised or are being used fraudulently. One account per person; you may not create accounts on behalf of others without authorisation.

7. Subscriptions and Billing

7.1 Subscription Plans

We offer monthly subscription plans as described on our pricing page. Prices are displayed in Pounds Sterling (GBP) and are inclusive of any applicable VAT where required by law.

7.2 Billing

Subscriptions are billed monthly in advance on the date you subscribe. Payment is processed via our third-party payment provider (Stripe). By subscribing, you authorise recurring charges to your payment method on each monthly renewal date.

7.3 New Account Credit

We do not offer a time-based free trial. New accounts may receive a one-time, non-renewing free credit to the Pay-As-You-Go balance described in Section 8, allowing you to run a limited number of real analyses before subscribing or purchasing further credit. This credit has no cash value, cannot be exchanged for cash, and does not automatically convert into or trigger any paid subscription.

7.4 Cancellation

You may cancel your subscription at any time through your account settings. Cancellation takes effect at the end of your current billing period. We do not provide refunds for unused portions of a subscription period, except as required by applicable consumer protection law.

7.5 UK Consumer Rights

If you are a consumer based in the United Kingdom, you have a statutory right to cancel a contract for services within 14 days of entering into it under the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013. If you wish to exercise this right, please contact us at support@quantifytrades.com. Note that if you have requested that the Service commence during the 14-day cancellation period, you may be required to pay for the Service used up to the date of cancellation.

7.6 Price Changes

We may change subscription prices at any time. If we change the price for your existing subscription, we will give you at least 30 days' notice by email. If you do not wish to accept the new price, you may cancel your subscription before it takes effect.

8. Pay-As-You-Go Credits

Where we offer a pay-as-you-go credit system, credits are non-refundable once purchased, except where required by applicable law. Credits do not expire. Credits are non-transferable and have no cash value outside the Platform. We reserve the right to adjust per-use pricing with reasonable notice.

9. Acceptable Use Policy

You agree not to use the Platform to:

  • Violate any applicable law or regulation, including securities laws;
  • Engage in market manipulation, front-running, or any form of market abuse;
  • Scrape, copy, or reproduce Platform content for commercial redistribution;
  • Attempt to reverse-engineer, decompile, or extract the underlying algorithms or models;
  • Share your account credentials with others;
  • Use automated scripts or bots to access the Platform in a manner that places unreasonable load on our infrastructure;
  • Circumvent any access controls or technical protection measures;
  • Use the Platform for any fraudulent, deceptive, or unlawful purpose.

Violation of this policy may result in immediate account suspension without refund.

10. Intellectual Property

All content, software, algorithms, models, designs, text, graphics, and other materials on the Platform are the intellectual property of Quantify Intelligence or its licensors and are protected by applicable copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable licence to access and use the Platform for your personal, non-commercial use only. You may not copy, distribute, modify, or create derivative works from any Platform content without our express written consent.

11. Your Data

By using the Platform, you grant us permission to store and process your account data, analysis requests, watchlist entries, and usage patterns for the purpose of delivering and improving the Service. We will handle your personal data in accordance with our Privacy Policy, which forms part of these Terms. We do not sell your personal data to third parties.

12. AI Portfolio Agent — Special Terms

The AI Portfolio Agent feature requires particular attention. Please read this section carefully before enabling the Agent on your account.

12.1 Nature of the Agent

The AI Portfolio Agent ("Agent") is a software feature that monitors symbols you have added to it and generates proposed trade actions. Before any signal is transmitted, you will be shown the proposed action and must explicitly approve it; no signal reaches the webhook endpoint you provide without this confirmation. The Agent does not select or add symbols on your behalf, does not execute trades automatically, and does not directly access, control, or interact with any brokerage account. You remain solely responsible for any orders executed as a result of webhook signals received from the Platform.

12.2 User Responsibility

By enabling the Agent, you acknowledge and accept that:

  • All trade signals generated are for informational purposes and are not financial advice;
  • You are solely responsible for configuring your webhook, your broker integration, and any orders that result;
  • Automated trading involves material risk including the risk of significant financial loss;
  • You should not enable automated execution with capital you cannot afford to lose;
  • Quantify Intelligence is not responsible for the performance of the Agent or any resulting trades.

12.3 No Guarantee of Execution

We do not guarantee that signals will be transmitted, received, or executed in a timely manner. Network failures, webhook errors, broker platform outages, and other technical issues may cause signals to be delayed, lost, or rejected. We are not liable for any losses arising from failed, delayed, or erroneous signal delivery.

12.4 Position Sizing

The Agent's position sizing models are algorithmic estimates only. They should not be construed as advice on appropriate position sizing for your personal financial situation. You should apply your own risk management judgement before enabling automated execution.

13. Limitation of Liability

13.1 Exclusion of Consequential Loss

To the maximum extent permitted by applicable law, Quantify Intelligence, its directors, employees, contractors, and agents shall not be liable to you for:

  • Any investment losses, trading losses, or financial losses of any kind arising from your use of or reliance on the Platform;
  • Any indirect, consequential, incidental, special, or punitive damages;
  • Loss of profits, revenue, data, business, or opportunity;
  • Any loss arising from the unavailability or inaccuracy of Platform data;
  • Any loss arising from the Agent feature, webhook transmission, or broker execution;
  • Losses arising from your failure to exercise independent judgement.

13.2 Cap on Liability

Where liability cannot be excluded by law, our total aggregate liability to you for any claim arising from or related to these Terms or the Platform shall not exceed the total subscription fees actually paid by you to us in the 12-month period immediately preceding the event giving rise to the claim.

13.3 Consumer Rights (UK)

Nothing in these Terms excludes or limits our liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited under applicable law. For UK consumers, your statutory rights under the Consumer Rights Act 2015 are not affected by these Terms.

14. Indemnification

You agree to indemnify and hold harmless Quantify Intelligence and its officers, directors, employees, and agents from any claims, damages, liabilities, costs, and expenses (including reasonable legal fees) arising out of or relating to: (a) your use of the Platform; (b) your violation of these Terms; (c) your violation of any applicable law or regulation; or (d) any investment decisions you make based on Platform outputs.

15. Termination

We may suspend or terminate your account and access to the Platform at any time, with or without cause, with or without notice. Grounds for termination include, but are not limited to: breach of these Terms, fraudulent activity, chargebacks, or conduct harmful to other users or to the Platform. Upon termination, your right to access the Platform immediately ceases. Provisions of these Terms that by their nature should survive termination shall do so, including risk disclaimers, limitations of liability, and dispute resolution provisions.

16. Disputes and Governing Law

16.1 UK Users

These Terms are governed by the laws of England and Wales. Any dispute arising from these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales, except that you retain any rights you may have as a consumer to bring proceedings in the courts of your place of residence under applicable consumer protection law.

16.2 US Users

For users located in the United States, you agree that any dispute arising from these Terms shall be resolved by binding individual arbitration administered in accordance with the JAMS Arbitration Rules, and that you waive any right to participate in a class action lawsuit or class-wide arbitration.

16.3 Informal Resolution

Before initiating any formal dispute, you agree to contact us at support@quantifytrades.com and attempt to resolve the dispute informally. We will make reasonable efforts to resolve disputes amicably within 30 days.

17. Changes to These Terms

We may update these Terms from time to time. When we do, we will post the revised Terms on this page and update the "Last updated" date. For material changes, we will notify you by email at least 14 days before the changes take effect. Your continued use of the Platform after any changes take effect constitutes your acceptance of the revised Terms.

18. Contact

If you have any questions about these Terms, please contact us:

Quantify Intelligence
Email: support@quantifytrades.com
A UK-based business operated by its founder

© 2026 Quantify Intelligence. Not FCA authorised. Not SEC registered. For informational purposes only. Capital at risk.
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